Bank of Baroda (BOB) Financials provide a wide range of cards to you. Using them you can save a handsome amount of money from your monthly expenditure. And these cards come at a reasonable joining and annual charge. So, if you have a BOB Credit Card, register it on the online portal to avail of the BOB online services. With this, you can easily manage your credit card. Check out this article for more details on the BOB Credit Card Login.
How to Register a BOB Credit Card Online?
To register your credit card, follow these steps –
- Visit the BOB Financial website on your phone
- Go to the login page. Below the login button, there is a register button. Click on that to proceed with the registration.
- Enter your card number, expiry date and date of birth
- Now enter the captcha as shown on your screen
- Tick the terms and conditions box
- Click on the ‘Proceed’ button
- You will receive an OTP on your registered mobile number, enter that OTP to complete the process.
- Now create a username
- Once you are done with it, do BOB Credit Card Login using the same
What if I Forgot the Username for BOB Credit Card Login?
If that happens, recover the same by following this –
- Go to the login page and click on the ‘Forgot Username’ button
- Enter your card number, expiry date, date of birth and captcha
- Click on the ‘Proceed’ button
- Enter the OTP you have received
- Now the option to create a new username will appear
- Enter the new username twice and click on the ‘Submit’ button
Use the new username for the BOB Credit Card Login.
What Can I Do with BOB Credit Card Login?
There are many things that you can do post BOB Credit Card Login, so know about them in detail below –
Reward Redemption
As you know BOB Credit Cards are known for their exciting reward points program. And you must have taken advantage of this and accumulated a handsome amount of points. So, now is the time to redeem those points. For this you don’t have to go anywhere, just open your laptop and visit the BOB financials official website and follow these instructions –
- Do BOB Credit Card Login
- On the dashboard, you will see the reward option, click on that
- Now you will see the points you have and the points you have redeemed earlier
- Click on the ‘Redeem Now’ button
- Enter the points you want to redeem
- Tick the terms and conditions box
- Click on the ‘Redeem’ button
Now the following message will pop up on your screens –
‘Your Request for Reward Redemption has been successfully registered’
Afterward, close the tab and wait for confirmation. You will receive an email or SMS when your points are redeemed.
Do Payments Online
With BOB Credit Card Login, you can go to the online payment gateway and pay your credit card bills online. No need to visit the bank branch for this. Just log in and see what’s your due amount. Choose the bank account you wish to pay from. But ensure the net banking is activated. Because if it is not, you won’t be able to pay the credit card bills.
There are other alternatives for online payment as well. This will include the UPI payment, scan and pay, billdesk, etc. choose the one you prefer and proceed with the payment. BOB Credit Card comes with a revolving credit feature so you don’t have to worry about paying the whole due amount, you can pay a portion of it to reduce your burden gradually. So, get your BOB Credit Cards and Bank of Baroda Co-Branded Credit Card registered on the portal to avail of these online services for easy card management. You can enable these online services at home by visiting the official website of BOB Financials on your mobile or laptop.
