Liquid funds are great for those individuals who wish to meet short-term financial objectives. In case you wish to build a corpus for an emergency fund, which should be a priority for everyone, the best liquid funds can help you grow wealth. Liquid funds invest for the short term, primarily in money market instruments like certificates of deposits, government securities, commercial paper, treasury bills, etc. <\/p>\n\n\n\n
Schemes of liquid funds do not have any lock-in, hence their funds are redeemable at any time, depending on an investor\u2019s requirements. Furthermore, the best liquid funds do not come with any exit load, provided six days have passed from the date of their purchase. When investors wish to redeem units in a liquid fund, fund houses make capital available on the very next day. Therefore, the best liquid funds<\/a> in India have features that appeal to a gamut of investors. <\/p>\n\n\n\n Features of the Best Liquid Funds<\/strong><\/p>\n\n\n\n Once you know what the best liquid funds can offer you, you will know how to select the funds on offer in India today. The features, translating to advantages, are highlighted below: <\/p>\n\n\n\n The Suitability of Liquid Funds<\/strong><\/p>\n\n\n\n The best liquid funds in India in 2022 suit individuals who want short-term returns. Such schemes have the power to generate higher returns than investors would achieve by parking their capital in a regular bank account. Liquid mutual funds are also great investments if you wish to build a corpus for any contingency. With all the uncertainty in the world, the main priority in anyone\u2019s investment plan should be the growth of wealth for an emergency fund. The best liquid funds target capital preservation as a key focus feature, and the generation of steady returns at the same time. The flexibility of top liquid funds is a prime draw for investors who have the ability to redeem units as and when required. <\/p>\n\n\n\n Considerations in Liquid Funds<\/strong><\/p>\n\n\n\n With all the advantages you get in liquid funds, there are always considerations to dwell on before you plunge into investment. Think of the following: <\/p>\n\n\n\n A Close Look at the Best Liquid Funds in 2022<\/strong><\/p>\n\n\n\n Here is a view of the best liquid funds to think of in 2022:<\/p>\n\n\n\n With 5.92% annual returns for the past five years, this liquid fund belongs in the debt category of mutual funds. With an AUM of Rs. 727 crores, this liquid fund has a 1-year returns status of 4.3%<\/p>\n\n\n\n One of the best liquid funds on the market today, with an AUM of Rs. 602 crores, this fund has had 1-year returns of 3.9%. You can invest in this through a SIP or a lump sum.<\/p>\n\n\n\n This fund has an AUM amounting to Rs. 923 crore and 1-year returns of 3.9%. <\/p>\n\n\n\n In the last five years, returns for this fund are at 5.44%, and for 1 year, at 3.8%. This is a good liquid fund, with AUM equal to Rs. 1,498 crores. <\/p>\n\n\n\n With AUM amounting to Rs. 6,654 crores, the 1-year returns of this fund are pegged at 3.9%. <\/p>\n\n\n\n The Best Liquid Funds Today<\/strong><\/p>\n\n\n\n In the commonest of terms, liquid funds are debt mutual funds and match the requirements of some investors. Since the investment duration is extremely short, you get liquidity and funds for meeting your short-term aims. In choosing the best of these, you can fulfill your needs to grow a good corpus for emergencies. <\/p>\n","protected":false},"excerpt":{"rendered":" Liquid funds are great for those individuals who wish to meet short-term financial objectives. In case you wish to build a corpus for an emergency fund, which should be a priority for everyone, the best liquid funds can help you grow wealth. Liquid funds invest for the short term, primarily in money market instruments like […]<\/p>\n","protected":false},"author":2,"featured_media":24707,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"om_disable_all_campaigns":false,"_jetpack_memberships_contains_paid_content":false,"footnotes":""},"categories":[445],"tags":[],"jetpack_sharing_enabled":true,"jetpack_featured_media_url":"https:\/\/mazingus.com\/wp-content\/uploads\/2022\/08\/Liquid-Funds.jpg","_links":{"self":[{"href":"https:\/\/mazingus.com\/wp-json\/wp\/v2\/posts\/24706"}],"collection":[{"href":"https:\/\/mazingus.com\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/mazingus.com\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/mazingus.com\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/mazingus.com\/wp-json\/wp\/v2\/comments?post=24706"}],"version-history":[{"count":1,"href":"https:\/\/mazingus.com\/wp-json\/wp\/v2\/posts\/24706\/revisions"}],"predecessor-version":[{"id":24708,"href":"https:\/\/mazingus.com\/wp-json\/wp\/v2\/posts\/24706\/revisions\/24708"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/mazingus.com\/wp-json\/wp\/v2\/media\/24707"}],"wp:attachment":[{"href":"https:\/\/mazingus.com\/wp-json\/wp\/v2\/media?parent=24706"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/mazingus.com\/wp-json\/wp\/v2\/categories?post=24706"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/mazingus.com\/wp-json\/wp\/v2\/tags?post=24706"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}