PNB offers a selection of credit cards to satisfy the needs of everyone looking for a credit card with regular benefits and a simple rewards programme. These cards have a number of features and perks that make shopping and other transactions easier and more enjoyable for users. However, it is always advised to verify the eligibility requirements before applying for any of these credit cards in order to prevent credit card application denial. PNB offers credit cards to both those with past credit histories and those who are new to credit. These credit cards are available in a variety of categories, including shopping, rewards, travel, and cashback, and have reduced eligibility requirements. You can apply for PNB’s best credit cards in India based on your eligibility, spending habits, and repayment ability.
PNB Credit Card List
Some of the top PNB credit cards that you may look at to get your ideal card based on your needs are as follows:
PNB Global Platinum Credit Card
This credit card offers several features that will make your life simpler. When you use this card to make transactions such as shopping, travel, dining, and entertainment, you may earn reward points. Additional welcome points can be redeemed for fascinating goods from the extensive rewards catalogue. Take advantage of free airport lounge access, air travel accident insurance, and other benefits. This card also has a special concierge service to which the member has access.
PNB Global Gold Credit Card
This is an international credit card with a number of purchasing benefits and privileges. It is accepted internationally at merchant outlets that accept VISA as well as local and foreign ATMs that accept VISA for shopping, travel, dining, and other uses.
Customers of the PNB Global Classic Credit Card can benefit from no joining fee, annual fee, or renewal fee, as well as other benefits given by Punjab National Bank such as interest-free credit terms, surcharge exemptions on fuel, train tickets, and so on, international validity, and so on. You might also win rewards for every dollar you spend.
Credit Card PNB RuPay Platinum
The Punjab National Bank RuPay Platinum Credit Card is a co-branded credit card with rewards, cashback, and insurance benefits. With no application fee and a low annual fee, you may take advantage of the various benefits offered by this credit card in areas such as fuel, insurance, and so on.
PNB RuPay Select Credit Card
The PNB RuPay Select Credit Card offers several features and benefits in a range of sectors. The card offers cash back on utility bills, dining out, and a comprehensive insurance package, as well as expedited reward points on retail purchases. The RuPay Select Credit Card also comes with travel benefits such as complimentary airport lounge access.
Advantages and disadvantages
There are various advantages to using Punjab National Bank credit cards. PNB Global cards may be used to pay utility bills such as power, gas, mobile, and so on on time. Furthermore, there is a 2.5 percent concession at railway counters and a 1.8 percent waiver at IRCTC websites for ticket buying. There are different repayment choices accessible to cardholders, which may be altered depending on the cardholder’s repayment ability. Along with these perks, the balance transfer feature allows you to transfer your card’s outstanding amount to another card. It is vital to remember, however, that the other card should also be in your name. Another important reason to use PNB credit cards is their excellent customer service. You may contact the pnb complaint no Number 24 hours a day, 7 days a week to have your problems fixed.
Criteria for Eligibility
To be eligible for the PNB Global Credit Cards, you must satisfy the following requirements:
The candidate must be no younger than 23 years old at the time of application. A cardholder with an add-on card must be at least 18 years old.
He or she must be of Indian origin.
If the applicant is self-employed, the applicant’s annual earnings must be at least Rs.3 lakhs, as evidenced on the most recent IT returns document.
The applicant’s credit history must be clean, with no obvious red flags.