Monday, January 30, 2023
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Can You Get Money Back From a Scammer?

We are all aware of the fact that online scams are not coming to an end. They are just increasing each year. The sad part is that even though the awareness regarding these scams has increased all over the world, still people end up getting scammed. Well, the main reason behind this is that scammers come up with new and better ways to scam people. Once a scheme is out, they come up with another one. It seems like a never-ending cycle! 

Now, if you are wondering whether you can get your money back from a scammer or not, then it honestly depends on the situation. If you get in touch with a company like TheClaimers to recover your funds, then the answer is yes. In other situations, it depends on what happened and how you got scammed. It is not an easy process at all. Read below and learn more regarding this. 

Ways To Get Your Money Back: 

Here are some of the ways you can use to get your money back from a scammer: 

  • An Unknown Payment 

Was there an unknown payment from your account? A payment that you are not aware of is called an authorized transaction. Moreover, if you used your credit card and there was money taken from it, the chances are that you got scammed. In such cases, you need to contact your bank right away. Explain in detail what happened and ask the bank if you can get a refund or not. If you are not happy with how the bank is dealing with your issue, you can complain by going to their website. 

There are times when people have to wait more than eight weeks to get a reply back from their bank. In such cases, you should also contact the police, and they will handle the issue for you. If the police think you were not treated fairly, you will be compensated for that. 

  • Paying For Something You Did Not Receive 

If you paid for something you didn’t receive, then you might get your money back. Your credit card provider is going to help you with this. Ask the company to talk to the seller to refund your money. This is known to be a chargeback scheme. Moreover, if you paid using your debit card, you can use chargeback for however much you had paid. On the other hand, if you paid using your credit card and the item cost more than £100 but less than £30,000, chances are that you might get your money back under the Consumer Credit Act. 

Moving on, if the product costs less than £100 and you made the payment with your credit card, then you cannot get your money back using the Consumer Credit Act, but you will be eligible to use chargeback. You need to contact your bank right away and tell them exactly what happened in order to get a refund. Now, most banks reimburse you if you transfer money to someone due to a scam. This is known to be an authorized push payment. If you made the payment with direct debit, you would be able to get a full refund under the direct debit guarantee. 

If you are unable to get your money back from the bank, you should file a complaint. The process might take you up to 8 weeks to get a final response letter. 

  • Asking For Help From A Third Party 

There are many companies that help people get their money back once they have been scammed, and one such company is TheClaimers. I usually do not trust any company out there, but the thing is that TheClaimers helped my friend get her money back from an online dating scam. She literally lost all her life savings and was facing a really hard time. However, I am so glad that time is over since she got her money back with the help of the TheClaimers. 

  • Wire Transfer Payment 

It is really hard to get your money back if you paid through a wire service like Western Union, MoneyGram, etc. If you cannot get your money back this way, there are other things to do, such as reporting the scam and getting financial as well as emotional support which is going to be really important during this time. It is also going to be hard to get your money back if you make the payment through gift cards or vouchers. 

Wrapping it up! 

Never share your personal information with anyone online, and always be careful on the internet. You never know the intentions of people towards you. Scammers are looking for the perfect opportunity to scam you, which is why you need to make sure to follow all the tricks to stay safe online. You can learn all about them from TheClaimers.

Eleena Wills
Hi, I’m Eleena Wills. Being a writer and blogger, I strive to provide informative and valuable articles to people. With quality, constructive, and well-researched articles, one can make informed choices. I cover a wide range of topics, from home improvement to hair styling and automotive.


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